Will Interest Rates Go Down In 2025 Us. Fixed income markets anticipate that the federal reserve will cut interest rates in 2025, but not by much. Whether 2025 emerges as an ideal year to refinance depends on several factors, including the number of times the fed cuts interest rates and by how much.

While we can’t predict the future, we can dive. If the jobs market were to weaken rapidly, causing recession fears to surface, then interest rates could end 2025 close to 3%.